How do our Investment Fees Compare?
Holland Hahn & Wills build portfolios using low cost and institutional funds. Including our fees, the overall cost of our portfolio management service is often less than you would pay for an 'off the shelf' retail fund. To compare our charges, let's look at the competition:
Competitors
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Some companies can charge an initial fee of up to 7%. |
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Many unit trust companies charge a 'bid to offer' spread of 3% to 5% plus "rounding up". |
Holland Hahn & Wills
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Our initial charge is often only 1% of the intial sum invested (it can be higher for smaller sums and specialist areas such as pension transfer and drawdown. Please call to discuss). No commission. No bid to offer spread |
Competitors
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Some specialist funds can charge as much as 3% per annum. |
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The typical annual management charge of an ‘off the shelf’ retail investment or pension is 1.5% - 1.75% per annum.
This will often include 0.5% pa commission to the adviser who may not offer any ongoing advice. This includes 'discount brokers'. |
Holland Hahn & Wills
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Wherever possible we choose non commission paying funds. |
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We have access to institutional funds where the annual management charge is considerably lower than that of typical retail funds. |
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The typical annual management charge levied by our portfolios, including portfolio turnover is between 0.5%-0.65% pa. |
Source: Lipper Fitzrovia Portfolio Turnover of UK Funds December 2007
Competitors
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Most equity funds are actively managed. The visible charges do not include the hidden costs incurred by trading equities. On average the hidden costs add a further 1.4% per annum onto the equity funds. In 2006 (the latest figures available) the most expensive funds incurred a further over 5% per annum! To read more please visit: The Problems with Active Fund Management. |
Holland Hahn & Wills
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There is nothing extra to add to our portfolio costs, the cost of equity trading is already disclosed in our Annual Management Charges. |
Conclusion
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Including our fees, the overall cost of our portfolio management service is often less than you would pay for an 'off the shelf' retail fund. A typical portfolio has a total annual cost of approximately 1.6% (TER). And less on larger portfolios. Please remember, this already includes our ongoing management fee (and no hidden charges!) |
If you would like us to compare the costs and performance of your exisiting portfolio please call us now on 020 8943 9229.
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RISK WARNINGS:
Please also note that the past performance of a fund or sector is in no way a guide to how it will perform in the future and costs and charges can rise as well. |
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