We’re happy to work with your accountant, solicitor or other professionals and can supply end of year taxation details or other information as appropriate.
|
First meeting: Information Gathering
At this initial meeting we'll establish your needs and identify ways in which we can help. We'll compile a full financial picture of you and discuss your future objectives and requirements, in depth. This enables us to:
 |
Determine your current financial circumstances |
|
Establish your financial and lifetime goals |
|
Assess your attitude to risk and loss |
|
Agree financial planning assumptions together |
There is no charge for this or commitment on either side.
|
 |
Second meeting: Financial Plan and Investment Management
At this meeting we'll present you with your detailed financial plan and investment management strategy. It is based on what we learned about you at our previous meeting. Topics covered include:
|
|
Your needs and aspirations |
|
Asset allocation strategy for your core investment portfolio |
|
Your attitude to risk |
|
Savings & investment planning |
|
Timescales required to achieve your process |
|
Utilising tax efficient investments |
|
Lifetime cash flow analysis & modelling |
|
Retirement planning |
|
Strategies for achieving financial independence |
|
Financial risk management and insurance |
|
Analysis of your individual investment risk profile |
|
Catastrophe planning |
| |
An explanation of our investment process |
|
|
Financial planning is a dynamic process due to its detailed nature. We maintain close relationships with our clients throughout, keeping you informed of our progress. This involves various meetings, telephone conversations, emails etc. as required.
Third meeting: Strategy Implementation
It’s now that we'll answer any questions or concerns you may have about your strategy. We can also help you to implement our recommended planning solutions if you want us to, although this is not mandatory. This aspect of our service may involve:
We believe that in order to maximise the chances of achieving and maintaining financial independence it will be necessary to take numerous actions over many years. We also believe that it is this process of continual improvement, compounded over time that will bring the greatest benefit to your finances. Therefore, our service is based around you receiving ongoing guidance, support and planning services.
As part of the service, we hold an annual planning meeting to reassess your financial plan as your life circumstances change, which will include:
|
|
A complete review of your financial strategy |
|
|
An updated cash flow forecast |
|
|
An updated financial analysis |
In addition to your annual review meetings, as an ongoing client of ours you will receive:
|
“Your personal attention at all times and keeping us "in the picture" is unique in our experience. In the past we have found that things start off well and then interest is lost and we have been sidelined, but you have given us every help and care at all times.” Paula and Brian S |
